Terms and Conditions
Table of Contents
- 1 INTRODUCTION
- 2 OWNERSHIP
- 3 LICENSING POLICY
- 4 INTELLECTUAL PROPERTY AND NOTICES OF INFRINGEMENT
- 5 LINKING POLICY
- 6 LIMITATION AND EXCLUSION OF WARRANTIES AND LIABILITY / DISCLAIMERS
- 7 REPRESENTATION WHETHER ORAL, IN ELECTRONIC FORM OR IN WRITING.
- 8 INFOLA BEARS NO LIABILITY FOR ANY LOSS OR DAMAGES CAUSED BY YOUR RELIANCE ON THE WEBSITE CONTENT.
- 9 USER CONDUCT
- 10 USER GENERATED CONTENT
- 11 INDEMNIFICATION
- 12 SEVERABILITY
- 13 ENTIRE AGREEMENT
- 14 JURISDICTION
Please read the TOU carefully as they constitute the terms and conditions of a legally binding agreement between you and Infola. Your continued use of the website constitutes your agreement with the terms and conditions set out in this document. If you do not agree to any terms herein contained in this document, you can choose not to visit this website again as a disagreement with the website’s TOU and PP.
Infola reserves the right to:
Revise the TOU from time to time. The revised terms and conditions will be applied to the use of the Website from the date of the publication of the revised TOU on the Website.
Modify the Website in any way without prior notice, including removing or discontinuing any content pursuant to Website design or layout changes or to bring content into compliance with the TOU.
Introduce charges, fees or other conditions for use of the Website or parts thereof; provided that
Infola will provide you with reasonable notice in advance of the effective date for any such charge or fee.
Because this Agreement and its amendments are binding, you should periodically visit this page to review amendments.
Unless otherwise stated and except for your UGC (defined below), as between you and Infola,
Infola or its licensors own the intellectual property rights in the Website and all material and content on the Website, including any selection or arrangement of its content. Subject to the license(s) expressly stated below, Infola reserves all these intellectual property rights. The trademarks, logos, and service marks displayed on the Website, including but not limited to the Infola logo (collectively, “Marks”), are marks or registered marks of Infola and others. Nothing contained on the Website shall be construed as granting, by implication, estoppel, or otherwise, and license or right to use any Mark displayed on the Website without the express written permission of Infola.
Infola grants you a limited, non-exclusive, revocable license to access and make the following personal and non-commercial uses of the Website:
Retrieving and displaying the Website on devices compatible with the Website.
Printing out a reasonable number of copies of content on the Website on paper for your personal use (you may not photocopy them).
Storing Website content on a personal device (i.e., such content may not be stored on or transferred to a server or other storage device designed or intended to facilitate further dissemination of the Website or its content to third parties except as expressly permitted herein).
Uploading your UGC to the Website in accordance with the TOU.
You may also do any of the following for personal, non-commercial purposes (i.e., you may not derive any financial or other valuable benefits from, nor may you generate any such benefit for a third party, by doing any of the following), provided, however, that you may not thereby associate the Website or its content with yourself, any other website or a third party, if you or the other website or third party, or content associated with any of them, are likely to be considered by the average person to be or contain material that is scandalous, defamatory, obscene, unlawful, infringing, offensive, abusive, threatening or otherwise unlawful or morally objectionable:
Share links to Website content exclusively using the tools made available at the foot of each page of the Website.
Re-publish or forward to other individuals headlines of Website content online along with the first 140 characters of a piece, provided that you may not modify such Website content except that where the 140 characters limit falls mid-sentence, you may delete such last sentence fragment from your re-post.
Further, you are responsible for ensuring that your use of the Website content pursuant to this TOU and the PP, including those uses permitted in this paragraph, do not violate applicable law, including without limitation the popularly-known “Can-Spam Act.”
You must not make any uses of the Website content other than those expressly permitted in the TOU, including without limitation the following prohibited actions:
Republish, disseminate, redistribute or in any other way communicate to third parties the full text of any article or other content item obtained from the Website.
Republish, disseminate, redistribute or in any other way communicate to third parties photographs, graphics, infographics, tables or images obtained from the Website.
Republish, disseminate, redistribute or in any other way communicate to third parties headlines from the Website except as permitted above.
Create derivative works from content on the Website except for summaries made in the form prescribed below.
“Frame,” “scrape” or “harvest” Website content or deal with Website content in a similar way.
Create, alone or in cooperation with others, a database of Website content in any form, whether electronic or manual, by downloading, caching, printing or storing Website content with the intent of
creating an aggregated index, searchable reference or other information sources which might compete with the Website, except to the extent of activities expressly permitted herein (e.g., forwarding individual links, publishing a reasonable number of excerpts of the first 140 characters of an item, etc.).
Sell, rent or otherwise sub-license material from the Website or otherwise exploit Website content for a commercial purpose.
Edit or modify any Website content except as expressly permitted herein.
While you may not republish or redistribute the full text of any piece of Website content or otherwise make use of content not expressly permitted herein, you may create summaries of Website content subject to the conditions below:
A summary, whether taking the form of an extract or a non-verbatim summary, must not exceed 30 words.
You must attribute Infola as the author of any content that you summaries and provide a link to the original content on the Website anywhere you publish the summary.
A summary must not form a substitute, whether in whole or in part, for Website content. A summary must not provide links to any website other than Infola.
The greater the number of summaries accessible through an aggregated medium other than the Website, and the shorter the content item(s) being summarized, the greater the risk of forbidden substitution. If you have questions about conduct you propose, please contact Infola for clarification regarding whether such conduct is in accordance with the TOU and PP. You may not cooperate with others in creating substituting summaries which would be otherwise be prohibited by this paragraph if undertaken solely by you.
A summary must not endorse any product or service, except to the extent of attribution and/or links to Infola and/or the Website.
If Infola notifies you that it believes that you are creating and using summaries that do not accord with these conditions, you shall immediately cease doing so and Infola may revoke your rights to use the Website and/or its content.
With the exception of UGC, summaries may not include content licensed from third parties by Infola. You agree not to remove, obscure or alter any proprietary rights notices appearing on the Website.
In addition to restating Infola rights at law, this licensing policy is contractual in nature.
Infola does not grant you any other rights in respect of content on the Website. All other rights are reserved.
Any and all licenses in the TOU to use the Website or its content shall cease upon notice from
Infola and/or upon termination of the TOU by Infola. However, all of your obligations and Infola rights under this section of the TOU shall survive termination of the TOU. Infola may revoke your rights to access the Website at any time for any reason, including a violation of the TOU.
INTELLECTUAL PROPERTY AND NOTICES OF INFRINGEMENT
While Infola respects the intellectual property rights of others and strives to avoid infringing such rights, if you believe that any material that infringes your copyright is available through the Website, please contact us.
Infola may, in appropriate circumstances and at its sole discretion, disable and/or terminate use by users who infringe the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide Infola Copyright Agent a Notice containing the following information:
An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright or other intellectual property interest; a description of the copyrighted work or other intellectual property that you claim has been infringed; a description of where the material that you claim is infringing is located on the site (providing URL(s) in the body of an email is the best way to help Infola locate content quickly); your address, telephone number, and email address; a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner’s behalf.
Infola Copyright Agent for Notice of claims of copyright or other intellectual property infringement can be reached in the following ways:
Infola welcomes links to the Website as long as they comply with the following conditions:
Any site linking to the Website must not suggest or imply that Infola is endorsing or sponsoring its products or services without the prior written consent of Infola.
Any site linking to the Website must not contain content that could be construed as scandalous, defamatory, obscene, unlawful, infringing, offensive, abusive, threatening or otherwise unlawful or morally objectionable.
Any site linking to the Website must not use any of Infola’s trademarks, trade names or service marks, including without limitation its logo, without prior written consent.
Any site linking to the Website must not infringe any intellectual property or other rights of any person and must comply with all other applicable laws and regulations.
Notwithstanding anything contained herein, Infola retains the right to deny any person or organization permission to link to the Website for any reason.
LIMITATION AND EXCLUSION OF WARRANTIES AND LIABILITY / DISCLAIMERS
THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS IS AVAILABLE” BASIS. WE MAKE NO PROMISES IN RESPECT OF THE WEBSITE OR THE QUALITY, COMPLETENESS AND/OR ACCURACY OF INFORMATION PUBLISHED ON OR LINKED TO FROM THE WEBSITE. INFOLA HEREBY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, REPRESENTATIONS, CONDITIONS AND DUTIES (EXCEPT ANY DUTIES OF GOOD FAITH) WHETHER EXPRESSED OR IMPLIED, INCLUDING (BUT NOT LIMITED TO) ANY WARRANTIES OF ACCURACY, RELIABILITY, TITLE, MERCHANTABILITY (FITNESS FOR PURPOSE), NON-INFRINGEMENT OR ANY OTHER WARRANTY, CONDITION, GUARANTEE OR
REPRESENTATION WHETHER ORAL, IN ELECTRONIC FORM OR IN WRITING.
THE LIMITATIONS AND EXCLUSION OF LIABILITY CONTAINED HEREIN OPERATE FOR THE BENEFIT OF INFOLA AND/OR ITS AFFILIATES AND THEIR EMPLOYEES, AGENTS, REPRESENTATIVES, DIRECTORS, SUCCESSORS AND ASSIGNEES, AND FORM AN INDISPENSABLE PART OF THE AGREEMENT WITH YOU, WITHOUT WHICH INFOLA WOULD NOT BE ABLE TO PROVIDE THE WEBSITE UNDER THE TERMS SET FORTH HEREIN.
ALL THE CONTENT PUBLISHED ON INFOLA IS GENERAL INFORMATION SHARED WITH THE PURPOSE OF IMPARTING NEWS ONLY. NOTHING ON THE WEBSITE SHOULD BE TREATED AS ANY FORM OF PERSONALIZED ADVICE, PROFESSIONAL RECOMMENDATION, SUGGESTION, REPRESENTATION OR ARRANGEMENT REGARDING ANY PARTICULAR SECURITY, PORTFOLIO OF SECURITIES, TRANSACTION OR INVESTMENT STRATEGY.
Infola does not tailor its content to address individual investment objectives or requirements. Our content is not intended as a substitute for the exercise of independent judgment. You should conduct your own research, assess your individual objectives, needs and financial circumstances and obtain appropriate independent, professional advice before making any investment decisions.
Infola strives to share accurate information by using sources, information providers, data providers, or any other entity or person it believes to be reliable and makes calculations based on data provided by such sources. However, it assumes no responsibility for the accuracy of such data or the calculations made therefrom. It assumes no responsibility for the calculations and data provided by tools on the website and all such calculations and data are not guaranteed. Share price information may be rounded up/down and therefore may not be wholly accurate. Past performance of any security or financial instrument should not be taken as an indicator of future performance. No guarantee, either expressed or implied, is made regarding future performance.
Some securities, financial instruments and investment options mentioned in the Website content have a high level of volatility, may experience sudden changes in value, and may be subject to time limitations and/or eligibility requirements. The Website content may also contain information regarding investments that is not readily realizable. Transactions involving securities, including, but not limited to, stocks, futures, options and other derivatives entail substantial risk, could result in a complete loss of your investment and are not suitable for all investors. You should apprise yourself of these risks before making an investment decision.
INFOLA BEARS NO LIABILITY FOR ANY LOSS OR DAMAGES CAUSED BY YOUR RELIANCE ON THE WEBSITE CONTENT.
From time to time, reference may be made to prior content published by Infola. Such references may be selective, may only refer to portions of an article or report and are not likely to be current or accurate as markets change continuously. Infola may have issued and may in the future issue information inconsistent with the Website content. These inconsistencies reflect the different assumptions, views and analytical methods of the analysts who prepare the content. Infola accepts no responsibility for such inconsistencies or for bringing them to your attention. Additionally, the responsibility for setting the cache settings on your browser to ensure that you receive the most recent data lies with you. Infola may seek to do business with the businesses mentioned in the content on the Website.
You will be responsible for ensuring that suitable space, computer equipment, electric power, network connection, phone service, and appropriate environmental conditions exist to enable the Website to operate effectively. You will also be responsible for installing and maintaining any software required to access the functionality of the Website.
Infola excludes all representations, warranties, and conditions relating to the Website and the use of the Website to the maximum extent permitted by applicable law.
Nothing contained in the TOU limits or excludes liability for any act for which liability may not be limited or excluded under applicable law.
The limitations and exclusions of liability set out in the TOU are subject to the preceding paragraph and govern all liabilities arising under the TOU, including liabilities arising in contract, in tort (including negligence) and for breach of statutory duty.
Infola will not be liable to you in respect of any business losses, including (but not limited to) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill, or for punitive, consequential or incidental damages. Infola will not be liable to you in respect of any loss or corruption of any data, database or software.
IT IS UNDERSTOOD AND AGREED THAT INFOLA AGGREGATE LIABILITY FOR ANY LOSSES SUFFERED BY YOU, REGARDLESS OF THE CAUSE OF ACTION BROUGHT IN RELATION TO ACTIONS OR OMISSIONS UNDER THE TOU, PP, OR ANY OTHER AGREEMENT RELATING TO THE SUBJECT MATTER HEREOF, SHALL BE LIMITED TO $50 US.
You agree not to:
Use the Website for any unlawful purpose, disrupt, modify or interfere with the Website.
Disrupt, modify or interfere with the Website’s software, hardware or servers in any way.
Tamper with, or modify except as expressly permitted herein Website content.
Impede or interfere with users’ ability to access the Website, including by means of hacking or defacing any portion of the site. Attempt to gain access to the Website’s servers by any means other than through HTTP requests made using a web browser. Unauthorized access to or use of the Website is strictly prohibited and may constitute a violation of federal and/or state law.
Harvest or collect information about other users of the Website without their express consent or send unsolicited/unauthorized emails, advertisements or other communications to users of the Website.
‘Frame’ or ‘mirror’ any Website content without prior written permission. Express or imply that Infola endorses any statements that you make without its prior written consent.
Transmit any content that contains software viruses or other harmful computer code, files or programs.
Reverse engineer the code of the Website.
You also agree to comply with all relevant laws and/or regulations when using the Website.
Infola allows users to register with the Website by creating an account. By creating an account, you agree to:
Only maintain one single account per adult individual.
Provide accurate and complete information when creating your account.
Update your account information in order to ensure that it remains accurate, current and complete.
Not share your account username or password.
Not use another user’s account without permission.
Be responsible for all acts, omissions, and statements made through your account – whether authorized by you or not – and be liable for any loss to Infola arising from the use of your account.
Notify Infola immediately in case of any breach of security or unauthorized use of your account. Infola will not be liable for any loss to you arising from unauthorized use of your account. Infola reserves the right to terminate your access to the site at its own discretion.
USER GENERATED CONTENT
You agree that your use of the Website is sufficient consideration for the license given in this paragraph. By posting, uploading, inputting, providing or submitting your UGC, you warrant and represent that you own or otherwise control all of the rights to your UGC necessary to make your uses of the UGC in connection with the Website and to grant the license described in this section. Infola reserves the right to review, edit or remove any UGC but undertakes no duty to do so.
Infola is not responsible for the views, opinions or any other content contained in UGC. You are solely responsible for any UGC that you post.
You must not post UGC that:
Infringes the third party intellectual property rights.
Is scandalous, defamatory, obscene, unlawful, infringing, offensive, abusive, threatening or otherwise unlawful or morally objectionable.
Impersonates any person or entity or misrepresents your connection with any person or entity.
Recommends that others buy or not buy a particular share or other investment or which contains confidential information of another party that may affect the price or value of any share or investment.
Contains software viruses or other harmful computer code, files or programs.
Contains pornographic material.
Contains the private or confidential information of other individuals.
Contains false, misleading, or deceptive information.
Promotes any form of illegal activity.
By using the Website, you agree to indemnify and hold harmless Infola and/or its affiliates, employees, agents and representatives with respect to any and all claims, damages, losses, costs (including legal fees) arising directly or indirectly from:
Your use of Website and/or its content.
Your breach of the TOU.
Your violation of the rights of any third party.
UGC posted by you.
Your reliance on any content found on the Website.
If any section or part thereof of the TOU is held to be unenforceable or unlawful by a court or other competent authority, the rest of the TOU will continue in effect.
Infola operates the Website in Pakistan. Infola in no way warrants or implies that the materials on the Website are appropriate for use outside of Pakistan. If you use the Website from a location outside of Pakistan, you are solely responsible for compliance with any applicable local laws. You may not use or export the materials on the Website in violation of Pakistan export laws and regulations.